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Total loss case study

From $28,160 to $33,550: a $5,390 valuation increase

A real TrueAuto outcome showing how a vehicle-specific review and market evidence can matter when a total-loss valuation appears low.

Initial insurance valuation

$28,160

Final settlement

$33,550

Difference

+$5,390

The valuation issue

The initial total-loss valuation did not end the analysis. TrueAuto reviewed the vehicle-specific information and available market evidence to determine whether the reported value was adequately supported.

What a professional review can examine

Depending on the claim, our review can include the vehicle's exact configuration and equipment, mileage, condition, comparable vehicles, geographic market, valuation adjustments, and the methodology used in a CCC, Mitchell, or other valuation report.

The goal is not to select the highest advertisements available. It is to develop a defensible vehicle value using relevant evidence that can be presented clearly during the valuation dispute.

The outcome

In this matter, the initial insurance valuation was $28,160. The final settlement was $33,550—a difference of $5,390.

Think your total-loss offer may be too low?

Upload the valuation report you received from the insurance company. TrueAuto can perform a free preliminary review to determine whether the numbers warrant a closer look.

Upload My Report for Free Review

Related total-loss resources

What to do when an insurance total-loss offer is too low
How to read a CCC or Mitchell total-loss report
New York total-loss appraisal services
See more TrueAuto case results

Case details are presented in summary form to protect client privacy. Past results are examples from individual matters and do not guarantee a similar outcome. Results depend on the vehicle, market evidence, policy terms, claim facts and other circumstances.

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